Our experienced team is here to help you make an informed decision. We’ll assess your financial situation, discuss your needs and goals, and recommend a personalized loan solution that aligns with your circumstances.

Yes, many of our home loan products offer the flexibility to make early repayments without penalties. Paying off your loan ahead of schedule can save you money on interest and help you become debt-free sooner.

Applying for a personal loan with us is simple and convenient. You can start the process by filling out our online application form or contacting our team directly. We’ll guide you through the application and documentation requirements.

Our goal is to provide quick and efficient service. We strive to provide prompt approvals to meet your financial needs.

Pre-Approval: 1 to 2 weeks. Property Valuation: 1 to 2 weeks. Loan Offer and Acceptance: 1 to 2 weeks. Final Approval: 1 to 4 weeks.

We offer competitive interest rates as low as 5.48% p.a. (6.28% p.a. comparison rate).

There are several types of home loans available including:

Fixed-rate loans: The interest rate is fixed for a certain period.
Variable-rate loans: The interest rate can change.
Interest-only loans: Payments only cover interest for a period.
Low-doc loans: For self-employed or those with limited proof of income.

Common fees include application fees, loan establishment fees, legal fees, and possible ongoing fees such as account keeping fees. You may also be subject to government charges like stamp duty.

Repayments can typically be made via direct debit from your bank account on a monthly, fortnightly, or weekly basis, depending on your arrangement with the lender.