Frequently Asked Questions
General Questions
Is my personal and financial information kept confidential and secure?
Absolutely. We prioritize the security and confidentiality of your information. Our website uses industry-standard encryption and security measures to protect your data.
Are there any discounts or special offers available for loyal customers?
Yes, we value our loyal customers. We may offer exclusive discounts and special offers on certain loan products or services.
Do you offer loan refinancing or consolidation options?
Yes, we offer loan refinancing and debt consolidation options to help you manage your finances more effectively. Please inquire with our team for more details.
Can I track the status of my loan application online?
Yes, once you’ve applied for a loan, you will receive a unique application ID to track the status online through our secure portal.
Do you provide loans for specific purposes, such as home improvement or education?
Yes, we offer loans tailored to specific purposes like home improvement, education, and more. Check our loan products page for more information.
What happens if my financial situation changes and I can't make repayments?
Life circumstances can change unexpectedly. If you experience financial difficulties, please get in touch with us as soon as possible to discuss potential solutions.
How long does it typically take to receive the loan amount once approved?
After approval, the loan amount is generally disbursed within 1 to 2 business days, depending on your chosen mode of disbursement and banking processes.
Credit4u has well established and committed relationships with a range of lenders Australia wide, which puts us in an advantageous position to offer you a loan that best suits your requirements.
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Credit4u.com.au collects data for Local Capital Pty. Ltd.
ABN: 79 142 973 279
Licence Number: 393689
info@credit4u.com.au
Credit4u pays respects to the Traditional Custodians of lands all over Oz, recognising their continued care for Country and Culture. We express our heartfelt respect for First Nations people and their Elders, past and present.
Disclaimer
The content presented on this website is intended for general informational purposes only. The information provided on the website does not constitute any representations or warranties regarding loan borrowing or financial products and services. Your decision to borrow various loans is entirely based on your own assessment of the associated risks and your understanding of the lending criteria applicable in Australia. It is essential to make informed choices when considering any financial transactions.